Frequently Asked Questions

How do I contact you?

For the fastest response,  please contact us via our response form. You can also email us at info@jct-finance.com

Why Lease when I could buy outright?

Your business capital or budget can be used to expand and make profit within your business. Leasing allows you to pay for your assets as they work and create revenue for you, just as you pay your employees.

What types of assets can I finance?

Jay City Finance’s vast experience and knowledge allows us to provide you with bespoke financial packages for a wide range of industries and assets.  Please see the “Assets  We Finance” page for more details.

Can I finance everything connected with a particular purchase?

Yes, Jay City Finance’s Leasing Agreement has the flexibility to allow you to finance not only the main asset , but maintenance, warranties and installation.

How often do I pay?

Payments are made either monthly, quarterly or annually.

When does the finance agreement start?

This depends on the size and complexity of the project and therefore, type of facility structure which is tailored for your deal.  For the majority of transactions we pay your chosen supplier(s) directly on delivery and your agreement is then activated.

Can we move our asset?

Usually yes, however, you must always notify us of any move in advance so we can confirm our approval in writing and amend our records accordingly.

Who is responsible for insurance?

Normally, it is your responsibility to insure the equipment.  There are exceptions to the rule however the chosen Lessor will request confirmation specific to each agreement and you will usually be expected to forward confirmation in writing that any products on the finance agreement schedule are adequately insured.

Can we settle our finance agreement early if need be?

Yes.  You may request a settlement figure relating to the finance agreement at any time.  Most of our agreements offer discounts for early termination.